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Lending to Business...

Pull qualifying income, understand entity types, make good decisions.


Lending to Farmers...

Use Ag tax returns, compare farming operations, decide on the loan.


Lending to the Wealthy...

With complex borrowers, learn what to use and what to safely ignore.

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Stumped? Ask Linda. Here is a recent question:

Andrew's question:

We subtract federal taxes when calculating cashflow. We always took the figure from the “total tax” line and never even thought of earned credits. Should we take the amount owed instead?

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