We recently had a chance to catch up with many of our clients and ask how things are going. Here is what we are hearing...does it ring true for you? Cutting back on the travel
What a hoot! If you want a quick video to play for a group of young people about money, you can't do better with a 2.5 minute clip than this.Click here and then on
If you have not had the privilege of spending time with 7, 8 and 9 year-olds lately, you are missing out! I taught the first two segments of the Junior Achievement Program for 2nd graders:
'How many of you would like to start a business when you grow up?'I did not get quite as many raised hands as I did for: 'How many of you would like to be rich?'Then
In the last post on 'Fear and Greed', I suggested you help your business borrowers 'stress test' their business. This takes a page from the practice of stress testing your loan portfolio.Lender's Online Library Unless
Our economy goes in cycles. If this is your first economic down-turn as a business lender, some perspective as to how to do business 'not-as-usual' might help.I really like the title of this blog post,
Mortgage LoansIn evaluating a mortgage loan applicant's ability to pay, many lenders use the Fannie Mae guideline of around 33% of pre-tax income. If you need to be able to sell the loan, industry guidelines
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