May 2009 Archives


15 Tips to Find Cash in the Balance Sheet: A guide for your business borrowers

If you are a business lender, you may not be able to say 'Yes' to a loan as readily as you would like right now. But you still want to help your business borrowers. Perhaps

Posted May 29 2009 by Linda Keith

When it is harder to find a good loan to make....

These are tougher times to make loans. I know, all over town I keep seeing signs in bank windows...'We have money to lend'. What lenders tell me, though, is that even though there may be

Posted May 29 2009 by Linda Keith

How do Short Sales Work and Why Banks Might Reject Them

The public thinks if you are in lending, you are up on every facet of lending. It can be embarrassing if you are not. Many business or consumer lenders are not up on the details

Posted May 26 2009 by Linda Keith

Similar Numbers...Different Stories: Impact on Business lending

Jeff Thredgold is an interesting and entertaining economist. He writes a newsletter, Tea Leaf, Your Guide to Understanding Today's Economy. In his recent post on 'Similar Numbers...Different Stories' he brings us up to date with

Posted May 21 2009 by Linda Keith

Credit tightening ...loosening? Demand down?

I am not one to dwell in doom-and-gloom land. That said, understanding the overall situation in business banking helps put the situation at your own financial institution into perspective. Besides, your business borrowers expect you

Posted May 18 2009 by Linda Keith

Help your borrower understand operating cycle as an alternative to borrowing

Heck, even if your financial institution has money to lend, you'll be doing your business borrowers a service if you help them see the additional cash they may have tied up in working capital right

Posted May 08 2009 by Linda Keith

Bankers avoid brand-destroying moves when restructuring a loan

In Kimberly Hellstrom's Marketing Watch Blog, Al Reis (who wrote 'the book' on branding) is back with this blogpost.As you are considering a restructure on a business loan, you may be drawn into brainstorming possible

Posted May 05 2009 by Linda Keith

How to Cope with Too Much Growth - CFO.com

Okay, you have to be wondering if I have forgotten we are in a recession. But no, during the recession there are still businesses who are starting up and who may be growing too fast.

Posted May 01 2009 by Linda Keith