July 2009 Archives


Must lenders get better at lending to borrowers with less-than-perfect credit?

Lisa Hochgraf at CUES Skybox is asking a question all lenders, bank or credit union, need to be asking. Or more appropriately, all lending managers.Must we get better at lending to borrowers with less-than-perfect credit?

Posted Jul 27 2009 by Linda Keith

Loan Quality an Issue? Follow these 7 steps...

Just added a new article to our article archives. If loan quality is an issue (and if not, what planet are you on?) check to be sure you are following all 7 steps. Linda Keith

Posted Jul 23 2009 by Linda Keith

Capsizing is good? Yes, but learn from it and then come on up!

[This post is part of a series on business...for business owner/managers and their lenders.] On my first open-water practice paddle in the sea kayak class, I capsized. It was not planned. It was not supposed

Posted Jul 20 2009 by Linda Keith

Peer-to-peer lending sites like Prosper and Lending Club: Are they the competition?

Ray Fisman posted this article in Slate Magazine: It's Like eBay Meets Match.com. I share it with you because it makes sense to know something about the alternatives to bank financing available to your customers.

Posted Jul 16 2009 by Linda Keith

Appearances matter...don't they?

[This post is part of a series on business...for business owner/managers and their lenders.]This is a tough one. In a down economy, every expenditure counts. Business owners, managers and CFO/CPAs have (or should have) been

Posted Jul 14 2009 by Linda Keith

Is Your Business Borrower Headed for a Flameout?

The very signals to an outside CPA that one of their business clients is headed for trouble can be heeded by the business lender, too.In the article 'Is Your Company Headed for a Flameout?, Rick

Posted Jul 13 2009 by Linda Keith

Calm Seas and Rough Waters: The Ten Essentials of Business (and Banking)

[This post is part of a series on business...for business owner/managers and their lenders.] If you have ever been in scouts or had kids in scouts, you may recall the 'ten essentials of hiking'. If

Posted Jul 12 2009 by Linda Keith

Treasury brings a bit of sanity back to meetings decisions for TARP recipients

The meetings industry took a beating right along with financial institutions on whether bank and credit union meetings were a frivolous use of taxpayers or shareholder/members funds. Fortunately, the Treasury Department has brought a measure

Posted Jul 10 2009 by Linda Keith

Zions Bankcorp economist weighs in on the recovery

Jeff Thredgold currently serves as economic consultant to $50 billion Zions Bancorporation with banks in ten states and to numerous clients in a variety of industries. He opines in his latest 'Tea Leaf' newsletter on

Posted Jul 07 2009 by Linda Keith

A business borrower's rant...why aren't banks lending?

This picture is not of my friend Kirstin Carey,  but it does portray how irritated she has become. She is not alone. Today she sent me a rant: "Apparently, if you have good credit, pay

Posted Jul 01 2009 by Linda Keith