August 2009 Archives


US Credit Conditions - Check out your state...

Thanks to economist Bill Conerly for directing me to this very cool map put out by the New York Fed. See the changes in the 60 day delinquency rate for:Auto loansMortgage loansCredit Card loansStudent loansIt

Posted Aug 26 2009 by Linda Keith

Digging for dollars? 10 legitimate additions to recurring cashflow!

The questions I am getting at the 'Ask Linda' section of my website are more focused on finding 'adds' or 'add-backs' than ever before. And I predict as the recession recedes and we move into

Posted Aug 26 2009 by Linda Keith

Business in shock? Consider impaired judgement...

[This post is part of a series on business...for business owner/managers and their lenders.]In sea kayaking, when a paddler capsizes, he tries to roll right back up and keep going. If he cannot, he 'wet

Posted Aug 25 2009 by Linda Keith

Question authority: Not just for hippies anymore!

[This post is part of a series on business...for business owner/managers and their lenders.]If you came of age in the late '60s or early '70's you may remember the rallying cry: "Question Authority". If your parents

Posted Aug 20 2009 by Linda Keith

A new clue to expected losses? Corporate extensions for time to PAY taxes

By Linda Keith CPAStacie Clifford Kitts, CPA, covers the rules for extending the corporate deadline without paying taxes owed for the year in her July 2009 blogpost: Extend the Due Date to Pay Your Corporate

Posted Aug 17 2009 by Linda Keith

$500 and 34 lbs: The answer to every objection...

[This post is part of a series on business...for business owner/managers and their lenders.] Sometimes you make do after careful consideration. It may be a piece of equipment you put off replacing. Perhaps it is

Posted Aug 13 2009 by Linda Keith

Leaders versus Losers: Choices for Lenders...

I ran across a consultant, speaker and trainer to the financial services industry who has distilled some of the critical differences between leaders and losers. Jim Mathis speaks for banking and credit union associations throughout

Posted Aug 07 2009 by Linda Keith

The impact of sunk costs and relevant costs...how to make business decisions

[This post is part of a series on business...for business owner/managers and their lenders.]Have you ever made a decision because of what you have already 'invested'? My favorite personal example is car trouble. 'But I

Posted Aug 07 2009 by Linda Keith

Test your assumptions: What works in shallow water may not work in deep water

[This post is part of a series on business...for business owner/managers and their lenders.]In preparation for a day trip with friends in a kayak new to me, I went out on Eld Inlet in front

Posted Aug 04 2009 by Linda Keith

Check your Checklists: update and clearly communicate

[This post is part of a series on business...for business owner/managers and their lenders.]One of the great things about the ten essentials of hiking or the twenty essentials of sea kayaking is how easy it

Posted Aug 03 2009 by Linda Keith