January 2010 Archives


Tax Update for 2009: The long and short of it...

Now it's personal! This is just for you and really has nothing to do with business and lending. Ready to prepare your 2009 tax returns (or gather your info for your preparer)?Tax Guide from Journal

Posted Jan 29 2010 by Linda Keith

Need facts to make the case for small business lending? Why, Who and When

In case you are talking with an elected official or community leader who needs facts to support the anecdotal evidence, here are some facts gleaned from a recent article, For Want of a Loan, in

Posted Jan 26 2010 by Linda Keith

Business lenders build business knowledge to assess, impress and help borrowers

While business lenders are well advised to be careful giving advice, you also play an important role in the brainstorming process when talking with your borrowers. Developing your business know-how helps when meeting with:a prospective

Posted Jan 20 2010 by Linda Keith

How do you create satisfied small business customers? How does that impact bank profits?

SHORT ANSWER in case you cannot read the entire post: Meet with you small business borrowers for a new needs assessment Visit at least 3.3 times each year Understand their business Demonstrate that you understand

Posted Jan 19 2010 by Linda Keith

What can I include in cashflow from Schedule B: Interest and Dividends?

Great question, since Schedule B is a mixed bag. As always, check your own guidelines. Here is my short list: Add Interest from banks, credit unions and S&LsWhen interest rates come back out of the

Posted Jan 15 2010 by Linda Keith

Consumer, Mortgage and Business Lenders: Here is your Intro to Tax Return Analysis

I just updated my SlideShare Presentation. If you sign-up for SlideShare, you can even nominate it for the SlideShare Zietgeist 2009 Community Awards. Green Legos, Six Ns and a Map to Tax Return Analysis Take

Posted Jan 12 2010 by Linda Keith

5 Steps to help 'Main Street' businesses get back to work

Two of the five are for community banks...President Obama recently 'invited' the 'Big Bankers' to the White House to admonish them...Start lending to small businesses! Sam Thacker in his blog at Allbusiness.com has a better

Posted Jan 08 2010 by Linda Keith

5 lists your borrower should bring you for new years...

Long before I focused on working with lenders to understand business and make good loan decisions, I focused on working with the businesses themselves. I still do.I am one of the Business Credit bloggers on

Posted Jan 06 2010 by Linda Keith

Five questions to ask in 2010 to make the loan!

I predict the 2009 tax returns will be filed earlier rather than later. Why? The congress has liberalized the rules for carrying back Net Operating Losses. If the business paid taxes in any of the

Posted Jan 05 2010 by Linda Keith

My CUES Webinar January 21st: The Keys to the Map

I'll be presenting a webinar for the Credit Union Executive Society. If you are a CU lender or lending manager...plan to attend. (If not, scroll to the end of this post). From Taxable Income to

Posted Jan 05 2010 by Linda Keith

How will the 'Move Your Money' Campaign impact your bank or credit union?

Okay, the financial pundits at the Huffington Post are fed up with Wall Street and big banks. There is a fascinating move afoot to, well, vote with our feet. Or I should say, with our

Posted Jan 04 2010 by Linda Keith