May 2010 Archives


Are you smarter than a 1st grader? Wants and Needs

In a Junior Achievement class with 1st graders, each student had two cards in front of them. One said 'Wants'. The other said 'Needs'.Their instruction...when I hold up a poster they have to freeze for

Posted May 27 2010 by Linda Keith

Maintaining "Business as Usual" in a Disaster: Are your business borrowers ready?

This information might be a good insert for your next business borrower email or newsletter. Did you know that 40 to 60 percent of small businesses never reopen their doors following a disaster? According to the

Posted May 20 2010 by Linda Keith

Is that IRA a rollover or is it cash flow?

If you are pulling historical cash flow from a 1040 (what really happened in the checkbook), you need to include IRA distributions if they actually received the money.If you are pulling recurring cash flow from

Posted May 14 2010 by Linda Keith

Rundown: Forbes.com 20 Most Profitable Small Businesses

Check out the Forbes.com listing of the 20 Most Profitable Small Businesses. Are your business borrowers on this list?Guess what? CPA firms top the list. Does this mean I should have stayed in public accounting

Posted May 06 2010 by Linda Keith

Crazy 8: Clues to Credit-worthiness from the Business Balance Sheet

Lending to a business? Lending to a business owner? Either way, you undoubtedly ask for and receive a year-to-date financial statement. Here are eight questions to ask (yourself or your borrower) before you stuff it

Posted May 03 2010 by Linda Keith