July 2010 Archives


Five (more) reasons a business might not be credit-worthy

I have known John Martinka for years. He is a founder and vice-president of "Partner" On-Call Network a nationwide group of consultants. His focus is working with business owners who want to (eventually) sell their

Posted Jul 26 2010 by Linda Keith

Can you or can't you use Capital Gains as recurring cashflow to qualify your borrower for a loan?

Once again, I sense you are looking for a definitive answer. And it is....(wait for it)...it depends.When it makes sense to use Capital Gains as recurring cashflow:The borrower is receiving payments on an installment sale.

Posted Jul 20 2010 by Linda Keith

CNN Calling! Reporter wants to know...

In his July 12th speech regarding Restoring the Flow of Credit to Small Businesses, Federal Reserve Chairman Ben Bernanke said:We have heard the often-expressed concern that bank examiners have prevented banks from making good loans.

Posted Jul 13 2010 by Linda Keith