February 2011 Archives


The 20 Most Profitable Small Businesses

If you are trying to decide who to target for small business lending, here is your top-twenty list based on data from Sageworks, a Raleigh, N.C.-based accounting consultancy and private-company data provider.By average pretax margin,

Posted Feb 17 2011 by Linda Keith

Who's In the Clear - Which industries have actually seen the light of recovery?

Sageworks, Inc used it's data gathering to answer this question. Sageworks' data is aggregated in real time at a rate of approximately 1,000 financial statements per day in a shared data model with thousands of

Posted Feb 09 2011 by Linda Keith

CU Directors have to understand Financials: New Rules

Responsibilities are becoming more clear...that's good!NCUA has come out with their report directing Directors of Credit Unions to up their skills, if need be, in understanding financial statements and taking the appropriate role in the

Posted Feb 08 2011 by Linda Keith

3 alternatives for small biz lenders when 2010/11 is looking up

In today's Wall Street Journal, an article on Banks Reach Out to Small Firms caught my eye.It starts with a branch manager in a grocery store following a customer around who also owns a business

Posted Feb 08 2011 by Linda Keith

Nothing to do with business or lending: Flat Stanley gets around

Flat Stanley is a paper puppet created by school children around the U.S...maybe internationally! The children send him out to family and friends and their goal is to get pictures and stories back from their

Posted Feb 05 2011 by Linda Keith

What to do when you have to say 'no'...alternatives to bank financing for business

In his latest post to the AllBusiness.com Main Street Financing Challenges Blog, Sam Thacker reminds business owners about alternatives to bank lending.Sam is a buddy of mine from Austin TX who is currently a partner

Posted Feb 04 2011 by Linda Keith

How are you doing on a 1-10 scale? Lenders tell me...

I have started asking lenders in my Tax Return Analysis training for banks and credit unions where they are on a 1-10 scale.10 is the best year they had in the last ten years.1 is

Posted Feb 03 2011 by Linda Keith