March 2011 Archives


LinkedIn Debate on considering 'Character' in lending

One of the LinkedIn Groups I belong to is having a raging debate about whether that first C of Credit, 'Character', can be considered any more. Or should be considered again! (BTW: Connect with me

Posted Mar 30 2011 by Linda Keith

Global Analysis: Consolidate Balance Sheets?

Many business lenders use global analysis to consolidate cashflow among related entities. For example, if a small business has one 80% owner and another 20% owner, it is likely you'll consider the cashflow of the

Posted Mar 23 2011 by Linda Keith

How to Lie (or at least mislead) with Statistics: Buyer, Banker and Business Owner Beware

Under a headline 'Small Business Lending Strong in 2010' I found this lead sentence:Lending to U.S. small businesses in 2010 saw it biggest year-over-year gain since December 2006, according to the Thomson Reuters/PayNet Small Business

Posted Mar 16 2011 by Linda Keith

Solid Job Growth: Which sectors and will it hold?

In his newsletter, The Tea Leaf, Jeff Thredgold covers where the jobs are, where they still are not, and what is next.Here you go! Jeff Thredgold's Tea LeafThe short version...Overall construction is finally trending up

Posted Mar 09 2011 by Linda Keith

Free Webinar on Dodd-Frank Act impact on community banks

Hard to keep up with the impact of all the new (and old) rules, don't you think? So if you are not heavily into compliance but don't want to trip over yourself in conversation with

Posted Mar 03 2011 by Linda Keith