December 2011 Archives


Why Guaranteed Payments are not Guaranteed

Lenders and underwriters in my training workshops on Cashflow Analysis of Tax Returns often stumble a bit on that word 'guaranteed'. After all, we all know what that means, right? Well, it is dangerous to

Posted Dec 22 2011 by Linda Keith

ALLL and TDRs: How to decide if a loan is a TDR

One of the ways the Allowance for Loan and Lease Losses (ALLL) is impacted occurs when a financial institution grants a concession through modification of the terms of a loan due to the financial difficulty

Posted Dec 08 2011 by Linda Keith