Linda's Blog: Good Loans. More loans.

Thoughts and resources on loan quality, credit analysis, relationship banking, understanding business, financial literacy and the economic/banking crisis.


A business borrower's rant...why aren't banks lending?

This picture is not of my friend Kirstin Carey,  but it does portray how irritated she has become. She is not alone. Today she sent me a rant: "Apparently, if you have good credit, pay

Posted Jul 01 2009 by Linda Keith

An economic picture is worth a thousand words

Dr. Bill Conerly  is the principal of Conerly Consulting LLC, which helps business leaders make more profitable decisions through a better understanding of the economy. In his June 2009 newsletter, Bill shows some great graphs.

Posted Jun 30 2009 by Linda Keith

The New "Normal" in Bank Financing | Main Street Financing Challenges

Sam Thacker in this blogpost at www.AllBusiness.com hits the nail on the head. There will definitely be a new 'normal', and many of us can't wait to get 'back' to it.As someone who has always

Posted Jun 30 2009 by Linda Keith

Large Banks and Small Banks in an Era of Systemic Risk Regulation

Are you a 'student' of the banking crisis? Trying to keep up with everything you need to know to do your job well while at the same time keeping your eye on the bigger picture?I

Posted Jun 19 2009 by Linda Keith

3 Tips to be a Good 'Follower' in the Loan Department

I had a conversation with Philip Van Hooser this week. Phil is a resource to corporations on leadership and customer service, and has spoken to 2,800 audiences in 800 organizations in the United States and

Posted Jun 17 2009 by Linda Keith

Tax Return Analysis for Lenders: On Slideshare!

Many lenders have told me that 'Green Legos, 6 Ns and a Map to Tax Return Analysis' is a simple and easy introduction to understanding how to pull qualifying income from tax returns keeping your

Posted Jun 16 2009 by Linda Keith

Loan Covenants Tighten Up...how about yours?

Matt G. Lamoreaux in a Journal of Accountancy Article says 'Loan Covenants Tighten Up'. Here are his suggestions for what a business should take a look at before talking to their lender. He was joined

Posted Jun 05 2009 by Linda Keith

Comptroller of the Currency Issues Examiner Guidance on CRE

In a town hall meeting last month, I asked Ken Parsons, Chairman of the holding company for Venture Bank and Director of the Independent Community Bankers of America if he thought the regulators needed to

Posted Jun 03 2009 by Linda Keith

15 Tips to Find Cash in the Balance Sheet: A guide for your business borrowers

If you are a business lender, you may not be able to say 'Yes' to a loan as readily as you would like right now. But you still want to help your business borrowers. Perhaps

Posted May 29 2009 by Linda Keith

When it is harder to find a good loan to make....

These are tougher times to make loans. I know, all over town I keep seeing signs in bank windows...'We have money to lend'. What lenders tell me, though, is that even though there may be

Posted May 29 2009 by Linda Keith