To prepare for a CNN interview on the 'freeing up' of small business lending, I had a very interesting discussion with:• Director of SBA Special Assets with a national $282 Billion Bank • CEO of
Nobody reads financial statements, we interpret them. So how do you interpret this statement? "Current ratio is 1 point 8 4 to 1." 1. As written, it would look like 1.84:12. It means there is
In a recent post, one of the differentiating factors of a bank or credit union that will be more competitive as the competition heats up is one that can 'teach and advise' business borrowers. Banks
One of the interesting things about the internet is that whatever is written stays out there for a very long time...forever? This morning I ran across an Inc. Magazine Online article from 1996 suggesting that
Last week I had the pleasure of spending two quality days with Greenstone Farm Credit Services in Michigan and Badgerland Farm Credit Services in Wisconsin. By the end of our two-day tax return analysis training,
"Up to 30 percent of workers who are not issued either W-2s or 1099s do not report either all or a portion of their income." This from Accounting Today in an article by George G
I can tell it is getting harder to make loans. I am getting more questions through the 'Ask Linda' section of my website on unusual items the lenders want to add back.The most recent...intangible drilling
Check out the 2010 U.S. Bank Small Business Annual SurveyHere is what leaped out for me:89% believe we are still in a recession75% believe we will be in a recession next yearAnd yet:63% say their
I have known John Martinka for years. He is a founder and vice-president of "Partner" On-Call Network a nationwide group of consultants. His focus is working with business owners who want to (eventually) sell their
Once again, I sense you are looking for a definitive answer. And it is....(wait for it)...it depends.When it makes sense to use Capital Gains as recurring cashflow:The borrower is receiving payments on an installment sale.
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