Thoughts and resources on loan quality, credit analysis, relationship banking, understanding business, financial literacy and the economic/banking crisis.
This picture is not of my friend Kirstin Carey, but it does portray how irritated she has become. She is not alone. Today she sent me a rant: "Apparently, if you have good credit, pay
Dr. Bill Conerly is the principal of Conerly Consulting LLC, which helps business leaders make more profitable decisions through a better understanding of the economy. In his June 2009 newsletter, Bill shows some great graphs.
Sam Thacker in this blogpost at www.AllBusiness.com hits the nail on the head. There will definitely be a new 'normal', and many of us can't wait to get 'back' to it.As someone who has always
Are you a 'student' of the banking crisis? Trying to keep up with everything you need to know to do your job well while at the same time keeping your eye on the bigger picture?I
I had a conversation with Philip Van Hooser this week. Phil is a resource to corporations on leadership and customer service, and has spoken to 2,800 audiences in 800 organizations in the United States and
Many lenders have told me that 'Green Legos, 6 Ns and a Map to Tax Return Analysis' is a simple and easy introduction to understanding how to pull qualifying income from tax returns keeping your
Matt G. Lamoreaux in a Journal of Accountancy Article says 'Loan Covenants Tighten Up'. Here are his suggestions for what a business should take a look at before talking to their lender. He was joined
In a town hall meeting last month, I asked Ken Parsons, Chairman of the holding company for Venture Bank and Director of the Independent Community Bankers of America if he thought the regulators needed to
If you are a business lender, you may not be able to say 'Yes' to a loan as readily as you would like right now. But you still want to help your business borrowers. Perhaps
These are tougher times to make loans. I know, all over town I keep seeing signs in bank windows...'We have money to lend'. What lenders tell me, though, is that even though there may be
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