To prepare for a CNN interview on the 'freeing up' of small business lending, I had a very interesting discussion with:• Director of SBA Special Assets with a national $282 Billion Bank • CEO of
Posted Sep 16 2010 by
Linda Keith
One of the interesting things about the internet is that whatever is written stays out there for a very long time...forever? This morning I ran across an Inc. Magazine Online article from 1996 suggesting that
Posted Aug 28 2010 by
Linda Keith
Last week I had the pleasure of spending two quality days with Greenstone Farm Credit Services in Michigan and Badgerland Farm Credit Services in Wisconsin. By the end of our two-day tax return analysis training,
Posted Aug 24 2010 by
Linda Keith
Once again, I sense you are looking for a definitive answer. And it is....(wait for it)...it depends.When it makes sense to use Capital Gains as recurring cashflow:The borrower is receiving payments on an installment sale.
Posted Jul 20 2010 by
Linda Keith
Toolbox for Finance offers this article by SAP: Managing Cash Flow in Times of Crisis.It is a good article to read if you have business borrower's challenged by cash flow...and I am guessing that most
Posted Jun 25 2010 by
Linda Keith
We are adding the section on Financial Statement Analysis to Lender's Online Training with a complimentary eCourse on Balance Sheet Basics. This joins 4 eCourses on General Analysis Topics, 15 on Tax Return Analysis and
Posted Jun 17 2010 by
Linda Keith
It clearly takes cash flow to pay down a business loan. There are five places for it to come from in a business:Cash flow from operationsCash flow from selling off assetsCash flow from borrowing money
Posted Jun 10 2010 by
Linda Keith
As a lender, you have three questions to answer before you can say 'Yes' to their loan request: Would the borrower pay the loan if they possibly could? Does it look like they can pay
Posted Jun 03 2010 by
Linda Keith
This information might be a good insert for your next business borrower email or newsletter. Did you know that 40 to 60 percent of small businesses never reopen their doors following a disaster? According to the
Posted May 20 2010 by
Linda Keith
Check out the Forbes.com listing of the 20 Most Profitable Small Businesses. Are your business borrowers on this list?Guess what? CPA firms top the list. Does this mean I should have stayed in public accounting
Posted May 06 2010 by
Linda Keith