Economy impact on business and lending


Five high-level bankers speak up on availability of small business credit

To prepare for a CNN interview on the 'freeing up' of small business lending, I had a very interesting discussion with:•    Director of SBA Special Assets with a national $282 Billion Bank •    CEO of

Posted Sep 16 2010 by Linda Keith

Can Your Bank Do This? Learning from the past...

One of the interesting things about the internet is that whatever is written stays out there for a very long time...forever? This morning I ran across an Inc. Magazine Online article from 1996 suggesting that

Posted Aug 28 2010 by Linda Keith

What does it all mean? Glossary of Bank Risk and Failure terms...

Are you having any trouble at all keeping up with all the terms and acronyms related to bank challenges and failures? Is it hard to be that knowledgeable banker at the cocktail party or the

Posted Jun 29 2010 by Linda Keith

How your business borrower can manage cash flow better...

Toolbox for Finance offers this article by SAP: Managing Cash Flow in Times of Crisis.It is a good article to read if you have business borrower's challenged by cash flow...and I am guessing that most

Posted Jun 25 2010 by Linda Keith

Maintaining "Business as Usual" in a Disaster: Are your business borrowers ready?

This information might be a good insert for your next business borrower email or newsletter. Did you know that 40 to 60 percent of small businesses never reopen their doors following a disaster? According to the

Posted May 20 2010 by Linda Keith

GDP numbers not so rosy for small business

It is great to hear that things are looking up...but for whom? Community banks and credit unions engaged in member business lending are most interested in small- to mid-sized business. Government stimulus, greater exports and

Posted Apr 14 2010 by Linda Keith

Six Ways to Lose your Business Borrower

I often find the ideas CPAs are sharing about maintaining client relationships are right on target for what business bankers need to be doing. So here is a quick list of six ways to lose

Posted Apr 07 2010 by Linda Keith

Entrepreneur training and SBA loans for veterans...

The U.S. Small Business Administration has announced the SBA's Patriot Express Pilot Loan Initiative for veterans and members of the military community wanting to establish or expand small businesses.  Eligible military community members include:  

Posted Mar 24 2010 by Linda Keith

Temperature or Tides? Wants or Needs?

Your business borrowers are making big decisions in very 'confused seas'. Is it time to:Rehire workers?Add to production?Beef up inventory?Market more aggressively?Borrow money?Last weekend I planned to take the kayak out for a trial

Posted Mar 10 2010 by Linda Keith

8 Strategies for Business Growth...Info for lenders and borrowers

Here is a business resource for you. Use it:to understand business growth strategies better so you canhave more helpful conversations with business borrowers better assess their growth strategies...will their plan work?strengthen your relationshipas a good

Posted Feb 09 2010 by Linda Keith