Really? Can you do that? Check your Guidelines Well, first, consider that a lender/underwriter can do whatever the financial institution's (FI) guidelines allow assuming they are consistently applied in a legal manner. So if your
I live at sea level but only two hours from Mt. Rainier. We had a very late summer this year, some would say we missed it altogether in the Northwest. But Friday was a summer
This article,The Allowance for Loan and Lease Loss Becomes a Heavier Burden for Credit Unions, includes my thoughts on one of the up-and-coming challenges for credit unions and banks in keeping up with the time
Every year I teach Junior Achievement classes in elementary schools. It does not matter how busy I am with 'teaching' business owners and lending professionals. I take time out because it is the right thing
In his newsletter, The Tea Leaf, Jeff Thredgold covers where the jobs are, where they still are not, and what is next.Here you go! Jeff Thredgold's Tea LeafThe short version...Overall construction is finally trending up
Sageworks, Inc used it's data gathering to answer this question. Sageworks' data is aggregated in real time at a rate of approximately 1,000 financial statements per day in a shared data model with thousands of
In today's Wall Street Journal, an article on Banks Reach Out to Small Firms caught my eye.It starts with a branch manager in a grocery store following a customer around who also owns a business
I have started asking lenders in my Tax Return Analysis training for banks and credit unions where they are on a 1-10 scale.10 is the best year they had in the last ten years.1 is
This blog-post is for business lenders and for business owners. While the lender and the owner may take different action related to risk, the list remains the same.This TOP TEN list comes from a CFO
I am tempted to say this is the second post on this idea of moving from cash-starved to cash-rich, and it is. But that is not to say it is second in importance.The first focused
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