To prepare for a CNN interview on the 'freeing up' of small business lending, I had a very interesting discussion with:• Director of SBA Special Assets with a national $282 Billion Bank • CEO of
Toolbox for Finance offers this article by SAP: Managing Cash Flow in Times of Crisis.It is a good article to read if you have business borrower's challenged by cash flow...and I am guessing that most
What works on auditors may work on lenders A 2009 study performed by researchers at the University of Massachusetts at Amhurst demonstrated that auditors are less likely to find manipulated earnings when management directs their
Here is an interesting post by Jane Harford, FHA DE Underwriter writing for the National Association of Mortgage Processors blog.She does a great job of listing the red flags that pop for her and what
Your business borrowers are making big decisions in very 'confused seas'. Is it time to:Rehire workers?Add to production?Beef up inventory?Market more aggressively?Borrow money?Last weekend I planned to take the kayak out for a trial
I predict the 2009 tax returns will be filed earlier rather than later. Why? The congress has liberalized the rules for carrying back Net Operating Losses. If the business paid taxes in any of the
Peanut butter is sticky. Jelly slides right off. If your business borrower is pursuing growth during the recession, use this analogy to evaluate their choice.This thinking was inspired by today's post in Steve McKee's blog:
Are you having trouble finding business borrowers?The National Federation of Independent Businesses just announced the results of their November 2009 Small Business Economic Trends Report. They asked the respondents what their top needs are now.
Admittedly, consumer lending is a bit different than mortgage. Mortgage a bit different than business lending. And SBA lending has it's own charms. But the top list of RED FLAGS for an SBA lender might
My bank was among the first 100 to be shut down by the FDIC and handed over to another bank. As an account holder, of course, my deposits were covered. As a shareholder, I lost
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