Your business borrowers are making big decisions in very 'confused seas'. Is it time to:Rehire workers?Add to production?Beef up inventory?Market more aggressively?Borrow money?Last weekend I planned to take the kayak out for a trial
Posted Mar 10 2010 by
Linda Keith
I predict the 2009 tax returns will be filed earlier rather than later. Why? The congress has liberalized the rules for carrying back Net Operating Losses. If the business paid taxes in any of the
Posted Jan 05 2010 by
Linda Keith
Peanut butter is sticky. Jelly slides right off. If your business borrower is pursuing growth during the recession, use this analogy to evaluate their choice.This thinking was inspired by today's post in Steve McKee's blog:
Posted Dec 01 2009 by
Linda Keith
Are you having trouble finding business borrowers?The National Federation of Independent Businesses just announced the results of their November 2009 Small Business Economic Trends Report. They asked the respondents what their top needs are now.
Posted Nov 24 2009 by
Linda Keith
Admittedly, consumer lending is a bit different than mortgage. Mortgage a bit different than business lending. And SBA lending has it's own charms. But the top list of RED FLAGS for an SBA lender might
Posted Nov 17 2009 by
Linda Keith
My bank was among the first 100 to be shut down by the FDIC and handed over to another bank. As an account holder, of course, my deposits were covered. As a shareholder, I lost
Posted Nov 09 2009 by
Linda Keith
The world's largest Rotary Club in Seattle was the victim of a $350,000 embezzlement. If you lend to non-profits (including churches) you should be aware of the simple steps they can take to reduce the
Posted Oct 30 2009 by
Linda Keith
Many business lenders have been 'recruited' to the work out team. If a business is not in deep trouble yet, your bank's workout team may not have time to work with them.In the Forbes.com Turnaround
Posted Oct 27 2009 by
Linda Keith
One of my favorite 'work-out' lenders shared her update on SBA Changes, both with the increased guarantee and the SBA American Recovery Capital (ARC) program. Pere Mageo is the Vice President and Department Manager, SBA
Posted Oct 26 2009 by
Linda Keith
Want to go kayaking? It is a water sport...you are going to get wet on occasion. Want to be in banking? Lending is risky...you are going to lose on occasion. The less problem loans, the
Posted Oct 06 2009 by
Linda Keith