Successful Lender


Is the time right for Lender's Online Library? Stress testing Linda Keith CPA, Inc.

In the last post on 'Fear and Greed', I suggested you help your business borrowers 'stress test' their business. This takes a page from the practice of stress testing your loan portfolio.Lender's Online Library Unless

Posted May 08 2008 by Linda Keith

Fear and Greed...the bookends of Capitalism?

Our economy goes in cycles. If this is your first economic down-turn as a business lender, some perspective as to how to do business 'not-as-usual' might help.I really like the title of this blog post,

Posted May 05 2008 by Linda Keith

Guidelines vs Common Sense ...Which do you use?

Mortgage LoansIn evaluating a mortgage loan applicant's ability to pay, many lenders use the Fannie Mae guideline of around 33% of pre-tax income. If you need to be able to sell the loan, industry guidelines

Posted May 01 2008 by Linda Keith

Recession? The 3 'B's of handling problem loans...Part 3

This last one takes me back to the first one. RMA Chair and EVP of Credit Administration Gerald Dent gave us Be timely (see my post) Be proactive (see my post)Be smart is his third.

Posted Apr 21 2008 by Linda Keith

Recession? The 3 'B's of handling problem loans...Part 2

In Gerald Dent's April 2008 RMA letter (he is the RMA chair and EVP of Credit Administration of Zions Bancorporation) he continued with his lesson on 'Fundamentals'.See this post about the first 'B', Be timely.Be

Posted Apr 17 2008 by Linda Keith

Recession? The 3 'B's of handling problem loans...Part I

Of course we have all heard of the 3 'C's of credit...but the 3 'B's was new to me. "Not all credit relationships are successful," says Gerald Dent, RMA Chair and EVP Credit Administration for

Posted Apr 14 2008 by Linda Keith

5 Tips to help businesses weather the storm during a recession

Has the weak holiday retail season, rising unemployment, the credit crunch, the cost of gas, the increasing cost of health care, (fill in the blank) challenging some of your business borrowers? Here are 5 tips

Posted Apr 08 2008 by Linda Keith

7 Breakthrough Strategies of Top Performing Banks

Would you like to have the seven simple secrets that turn ordinary banks into top-performing banks? These secrets lie within the answers to one profound question Roxanne Emmerich asked 100 CEOs of top-performing banks: "What

Posted Mar 11 2008 by Linda Keith

15 Questions to Assess Fraud Risk

Here are 15 questions you might pass along to some of your mid-size business borrowers. This is how Certified Fraud Examiners size up a company's vulnerability from the 2007 edition of the Fraud Examiners Manual.

Posted Feb 21 2008 by Linda Keith

Workforce Worries: According to CFOs

Another interesting tidbit from the October 2007 issue of CFO Magazine. U.S. CFOs were asked their biggest workforce worries. Of those who ranked the following items in their top three, here are the percentages: Cost

Posted Feb 13 2008 by Linda Keith