Tax Return Analysis


Lucky 13: Additions to cashflow you may be missing

This would be a bad time to miss an add to taxable income. Your borrower's need all the help they can get to qualify for your loan.Some in this list are personal and some are

Posted Feb 23 2010 by Linda Keith

LLCs Primer: Forms, Risk Exposure and Cashflow

Limited Liability Companies...the darling of small business. Along with S Corporations, probably one of the most used entity-types.What is in a name?Be cautious...a Limited Liability Company (LLC) is not the same as a Limited Partnership.

Posted Feb 16 2010 by Linda Keith

LLCs Primer: Forms, Risk Exposure and Cashflow

Limited Liability Companies...the darling of small business. Along with S Corporations, probably one of the most used entity-types.What is in a name?Be cautious...a Limited Liability Company (LLC) is not the same as a Limited Partnership.

Posted Feb 16 2010 by Linda Keith

How do you create satisfied small business customers? How does that impact bank profits?

SHORT ANSWER in case you cannot read the entire post: Meet with you small business borrowers for a new needs assessment Visit at least 3.3 times each year Understand their business Demonstrate that you understand

Posted Jan 19 2010 by Linda Keith

What can I include in cashflow from Schedule B: Interest and Dividends?

Great question, since Schedule B is a mixed bag. As always, check your own guidelines. Here is my short list: Add Interest from banks, credit unions and S&LsWhen interest rates come back out of the

Posted Jan 15 2010 by Linda Keith

Consumer, Mortgage and Business Lenders: Here is your Intro to Tax Return Analysis

I just updated my SlideShare Presentation. If you sign-up for SlideShare, you can even nominate it for the SlideShare Zietgeist 2009 Community Awards. Green Legos, Six Ns and a Map to Tax Return Analysis Take

Posted Jan 12 2010 by Linda Keith

Five questions to ask in 2010 to make the loan!

I predict the 2009 tax returns will be filed earlier rather than later. Why? The congress has liberalized the rules for carrying back Net Operating Losses. If the business paid taxes in any of the

Posted Jan 05 2010 by Linda Keith

Training in your city? Eugene & Santa Rosa scheduled

For lenders more than an hour from my usual open-enrollment cities of Seattle, Portland, Burlingame, Pasadena and Anaheim, travel time and money may be keeping you 'out of class'. No longer. In both Eugene, Oregon

Posted Oct 18 2009 by Linda Keith

Quit wishful thinking...'09 returns will be filed early!

Lending to businesses and to business owners will be harder in the recovery than it was in the recession. The pre-recession year's are dropping off our radar and the worst years of the recession are

Posted Oct 18 2009 by Linda Keith

Lending in the Recovery: Three suggestions to help you say 'yes'

No more excuses...the 2008 returns are here! In October, the 2008 returns will finally be filed by all individuals (including sole proprietorships, one-owner LLCs, S Corp shareholders and LLC/Partners filing 1065's). When you can get

Posted Oct 15 2009 by Linda Keith